Community Development    219.881.5075 | 839 Broadway, Suite 302N | Gary, Indiana 46402
 

Programs

Home Improvement Assistance

Provides decent and safe housing for eligible low-income families, the elderly, and persons with disabilities. The U.S. Department of Housing and Urban Development {HUD} administrators Federal Funding to local governmental agencies that provide assistance for low-income residents. HUD furnishes technical and professional assistance in planning, development and managing these developments.

Housing Repair Program
The City has limited funds available to assist with minor home repairs to qualified homeowners in the approved targeted areas. CDBG funds will be used primarily to correct health and safety hazards and improve accessibility of low to moderate income, single family owner-occupied Gary homeowners. A GRANT up to a maximum of $10,000 and a maximum LOAN amount of $5,000 may be awarded to qualified homeowners for the purpose of making needed repairs to their home to enable them to remain living in their home for as long as possible. The amount of the total cost of repairs cannot exceed $15,000. Eligible repairs (but not an all-inclusive list) include: Roof, plumbing, HVAC, electrical, and handicap accessibility.

Senior Repair Program
The City has limited funds available to assist with minor repairs for qualified elderly homeowners Citywide. CDBG funds will be used primarily to correct health and safety hazards to improve accessibility, comfort and conveniences for low to moderate income, senior owner/occupants 62 years of age or older. A GRANT up to a maximum of $10,000 and a maximum LOAN amount of $5,000 may be awarded to qualified homeowners for the purpose of making needed repairs to their home to enable them to remain living in their home for as long as possible. The amount of the total cost of repairs cannot exceed $15,000. Eligible repairs (but not an all-inclusive list) include: Roof, plumbing, HVAC, electrical, and handicap accessibility.

Emergency Repair Program
Funding will provide grants to eliminate conditions that cause an immediate threat to the health and safety of low to moderate income, single family owner-occupied Gary homeowners. Assistance through this program is provided to correct the immediate safety concerns only and will be limited to only one item per household not to exceed $10,000. Eligible items will include: Furnace replacement, water heater replacement, or potentially hazardous electrical or plumbing systems.

First Time Home Buyer - Down Payment Assistance Programs

Through the Homeownership Opportunity Network (HON), the primary objective of the First Time Homebuyer Program is to improve and revitalize neighborhoods, restore function, character and pride by providing homeownership opportunities. This program makes HOME program funds available in the form of forgivable loans for down payment, principal reduction, and closing costs associated with the purchase of a home. Assistance will be made to eligible individuals and families on a first-come, first-serve and one-time basis, purchasing a single-family structure home in the City of Gary. Applicants must provide total household and financial information prior to a formal approval for assistance. *The program will use 95% of the current HOME Home Ownership Value Limits for a single-family dwelling as a ceiling for down payment processing... get more information

Community Development 219.881.5075 | 839 Broadway, Suite 302N | Gary, Indiana 46402

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